Secure Your Financial Future

Invest & Insure With Worthy Capitals

At Worthy Capital, we help you invest wisely and confidently for a secure financial future, guiding you through mutual funds and insurance solutions.

As a mutual fund distribution company, helmed by an AMFI-registered mutual fund distributor, Kartikay Ungrish (ARN 276810), we prioritize your unique financial situation.

We assist our clients in creating balanced and tailored fund portfolios that are appropriate for their risk profile, income, and goals, ensuring that each investment choice is personalized to meet individual needs.

What sets us apart from competitors is our access to nearly all Asset Management Companies (AMCs) and their hundreds of funds.

We are not limited to a narrow selection of schemes; instead, we choose the best-suited funds that align with our clients' investment objectives.

Similarly, for those seeking fixed interest instruments, we offer our clients a range of AA/AAA-rated government and corporate bonds and fixed deposits.

With Empanelment with almost all primary health insurance and life insurance companies, we have access to a vast pool of available policies to choose from for our clients.

We apply the same tailored approach when providing health and life insurance products, always keeping our customers' interests at the forefront.

Does this sound interesting? If so, click the link below and fill out your basic details. We will follow up with you for a detailed discussion.

Our Mission

"To empower individuals to build wealth for achieving their life goals through prudent mutual fund investments and comprehensive insurance planning."

Meet your AMFI Registered Mutual Fund Distributor

Meet Kartikay Ungrish, an MBA, a UGC Net-qualified Assistant Professor, and an AMFI Registered Mutual Fund distributor (ARN Code - 276810). His impressive qualifications and experience in the financial industry make him a reliable consultant for mutual fund investments and insurance products.

At Worthy Capitals, Kartikay Ungrish is more than just a mutual fund distributor. He is your dedicated point of contact, ensuring that every discussion, query, or mutual fund investment is tailored to your unique needs and goals.

As an AMFI-registered mutual fund distributor and also your insurance advisor, Kartikay Ungrish, along with his highly accomplished backend and technical team, ensures that you always have a reliable support system tailored to your unique financial circumstances, resources, and goals.

Why Invest in Mutual funds through us?

As an AMFI-licensed mutual fund distributor (ARN: 276810), we bring our extensive expertise to guide investors in building wealth through mutual funds and other secure yet productive financial instruments, such as high-quality and highly rated corporate deposits. Our AMFI license and ARN number 276810 are a testament to our credibility and commitment to providing reliable financial guidance.

We understand that wealth creation is a long-term project that requires patience, discipline, and confidence in financial decision-making. It becomes very challenging for most investors to navigate the unavoidable rough patches of this long financial journey. However, with our dedicated help, timely guidance, and unwavering support, an investor can navigate it and give the power of compounding a chance to work its magic with their money, multiplying it substantially.

Our commitment to long-term wealth creation is unwavering. We not only sell mutual funds but also help our clients make wise investments in custom-made mutual fund portfolios. Our expert teams regularly assess these to maintain proper balance and asset allocation for our clients, through the thick and thin of the economic environment.

We focus on goal-based investment strategies for our clients, as they have many merits over a general corpus accumulation approach.

For an average investor, a goal-based investment approach is crucial for maintaining peace of mind, as it provides a sense of comfort and pride in knowing that they can handle their essential responsibilities, including higher education for their children, their children's marriage, and securing a financially stress-free retirement for themselves and their spouse, independently with reasonable certainty.

So keep your hard-earned money from lying idle or underperforming, and allow it to grow and multiply into substantial wealth for your brighter future.

Our assistance to our clients goes beyond just offering financial products. We offer a complimentary consultation on a range of financial products, regular reviews and monitoring of their investments, and easy accessibility through a world-class, user-friendly, and secure app, as well as a web-based application in collaboration with our platform partner, Wealthy, one of India's fastest-growing fintech brands. This added value ensures that our clients are always informed and their investments are well-managed.

Additionally, we offer a range of life and health insurance solutions tailored to meet clients' specific needs, providing a financial safety net for their families and loved ones. Our comprehensive approach to financial planning ensures that our clients are well-supported and cared for in every aspect of their financial journey.

Why Invest in Mutual funds?

Mutual funds are one of the best-regulated financial products in India, offering the best of SLR (Safety, Liquidity, and Returns on Investment), especially when invested correctly under expert guidance.

Moreover, considering the macroeconomic factors and India's growth trajectory, we believe that the next two to three decades present a golden opportunity for individuals seeking to build substantial wealth for various critical life goals, such as marriage, education for their children, purchasing a home, and retirement.

Investment Journey Starts With The Smart Money Habits

At Worthy Capitals, we believe that achieving your life’s most important goals — such as funding your child’s education, planning for a dream vacation, buying a home, or building a retirement corpus — starts with developing smart money habits as part of your personal finance journey. These habits could include setting a budget, tracking your expenses, and avoiding unnecessary debt. One of the most effective habits is saving regularly and investing in mutual funds through systematic investment plans (SIPs).

This disciplined approach helps you stay on track by aligning your investments with your income, risk profile, and long-term aspirations. Through goal-based mutual fund investments, you can create a clear roadmap for your future, ensuring that every step you take brings you closer to your objectives.

We guide you at every stage of this process, helping you structure your investments so that they serve your unique life goals with clarity and confidence.

Once you’ve built the habit of disciplined saving and goal-based investments, the next step is to remain committed and patient.

Regular investments over time allow you to harness the power of compounding, where your returns start generating further growth, significantly boosting your wealth. This approach also helps you stay invested through market ups and downs, reducing the tendency to make emotional or short-term decisions.

5k monthly to 15 Crore Corpus!

Have you ever wondered how a seemingly small, consistent investment can transform into a substantial fortune over time? The secret lies in the incredible power of compounding, a concept often hailed as the eighth wonder of the world. At Worthy Capitals, we're here to guide you through this journey, demonstrating how even conservative investment strategies can lead to remarkable wealth accumulation.

Understanding the SIP Chart

Let's delve into an illustrative Systematic Investment Plan (SIP) chart presented below, which details the potential growth of your investments. This specific example from Worthy Capitals outlines a scenario where you make a monthly investment of ₹5,000, with a 10% step-up every 12 months. This means your investment incrementally increases each year, accelerating your wealth creation. We're projecting an expected rate of return of 12%. While this might seem modest, prepare to be amazed by the results.

The Magic of Compounding

Compounding is the process by which the returns on your investment also start earning returns. It's not just your initial capital that grows, but also the profits generated from that capital. Over more extended periods, this snowball effect becomes incredibly powerful, leading to exponential growth in your wealth. As our chart illustrates, early investments have the longest time to compound, making starting early a significant advantage.

Conservative Growth Forecast, Extraordinary Results

The 12% Compound Annual Growth Rate (CAGR) used in this illustration is deliberately conservative. It is often considered to be less than the historic returns of Indian equity mutual funds over the last 30 years. This conservative assumption helps set a realistic expectation, showcasing that even with a moderate return, substantial wealth can be built.

Your Wealth Journey: Milestones Through SIPs

Let's look at how your wealth could accumulate over different investment horizons with a monthly SIP of ₹5,000, stepping up by 10% annually, and assuming a 12% return:

• After 20 years: Your total investment would reach ₹34,36,500, but your total value would impressively grow to ₹93,15,692. This means your wealth gain would be ₹58,79,192.

• After 25 years: You would have invested ₹59,00,824, yet your total wealth would climb to an astonishing ₹1,96,77,509. At this point, your wealth gain surpasses your total investment, standing at ₹1,37,76,685.

• After 30 years: With a total investment of ₹98,69,641, your investment would have blossomed into ₹3,99,28,881. The wealth gained here is ₹3,00,59,240, demonstrating the accelerated power of compounding in later years.

• After 35 years: Your total investment would be ₹1,62,61,462, but the compounded value would soar to ₹7,88,24,133. This represents a significant wealth gain of ₹6,25,62,671.

• After 40 years: By this point, a total investment of ₹2,65,55,553 transforms into an astounding ₹15,25,33,207. This scenario showcases a massive wealth gain of ₹12,59,77,654, which is an incredible 474.39% return on your total investment.

Beyond the Chart: Worthy Capitals' Advantage

While this illustration provides a powerful glimpse into your financial future, it's just a projection. With the expert guidance of Worthy Capitals, you could achieve even greater returns.

Our team, reachable at Ph: 08586875150 or Email: help@worthycapitals.com, offers research-based fund suggestions tailored to your goals. Furthermore, our commitment to timely portfolio balancing ensures your investments remain optimally aligned with market conditions and your risk appetite. This proactive management can help you add more wealth than this illustration explains, capitalising on opportunities and mitigating risks more effectively.

Now that you have understood the maths of SIP, kindly look at the table below to understand the power of compounding with a step-up SIP through a detailed infographic below.

Don't Wait, Start Your Journey Today!

The figures in this SIP chart are not just numbers; they represent the power of consistent investing and the magic of compounding over time.

Remember, the power of compounding works best in the long run. Delaying your investment journey means losing out on valuable compounding years. Take a moment to appreciate the potential shown in the table above, truly.

And also observe the chart below explaining how starting investment early can considerably reduce your cost to acquire the same corpus, and conversely, how delaying your investment journey could substantially increase your monthly investment into SIP to achieve the same corpus, 5 Crore INR in this example.

Your financial future is in your hands. Don't let another day pass without taking action. Start your investment journey with us today by creating your free Wealthy account.

Sign up with Worthy Capitals today and let us help you transform your financial dreams into reality!